Texas Dwelling Policy

Protect Your Investment Property

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Texas Dwelling PolicyAt Marilyn Kuhlman Agency, we also offer a Texas Dwelling Policy to cover fire and lightning for your rental properties. When an additional premium is paid it can also cover sudden and accidental damage from smoke, windstorm, hurricane and hail, explosion, aircraft and vehicles and riot and commotion. Loss of use may be available by endorsement. Vandalism and malicious mischief may be added.

Liability coverage for your rental dwellings may be extended from your homeowners policy. In some instances, you may need a commercial general liability policy.

For a quick quote you can download this PDF file by clicking here. Please print the document, complete the form, and fax back to us at the number printed on the form. We will contact you at the number you have provided.

*The above is general information. Each policy may have different requirements and coverages.

 

Renters Policy

Can I Insure What Is Inside My Home or Apartment?

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ERenters Policyven if you do not own your home, think of all the important property you have inside your home. This includes Furniture, dishes, pans, and clothes, that you may need financial help replacing. Should the unfortunate happen and you suffer a covered loss, the renters policy can reimburse you for the damaged items. If the loss makes your home uninhabitable, the policy may also pay the additional cost of hotel, meals, and related expenses (some limitations in policy) while the repairs are being made.

The following is a list of perils normally included in a policy that you would be insured against:

  • Fire and lightning
  • Sudden and accidental damage from smoke
  • Windstorm and hail
  • Explosion
  • Aircraft and vehicles
  • Vandalism and malicious mischief
  • Riot and civil commotion
  • Theft
  • Sudden and accidental discharge of plumbing or heating
  • Collapse of building

For a quick quote you can download this PDF file by clicking here. Please print the document, complete the form, and fax back to us at the number printed on the form. We will contact you at the number you have provided.

perils insured against are subject to terms, conditions and exclusions of the policy. Some policies may offer different coverage.